The Comparison Desk · Est. 2021
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Investor tool · Allocation modelling

Bali portfolio allocation simulator.

Model a portfolio spread across Canggu, Uluwatu, Ubud, and Nusa Dua. See your blended yield, 5-year cash flow, and the risk-return trade-off different allocation mixes produce. Based on editorial transaction observation 2024–2026; not investment advice.

Editorial reference data 2024–2026 · Client-side, no signup · Reset to balanced anytime

4

Corridors modelled

$250k–5M

Capital range

3–10 yr

Holding horizon

Inputs

$1M
$250k$5M
5 years
3 yrs10 yrs

Allocation per area

Distribute your capital across Bali’s four core investment corridors. Totals must equal 100 %. Drag sliders to adjust.

25%

Mid-tier, high liquidity · yield 10–15%

25%

Clifftop scarcity premium · yield 6–10%

25%

Wellness positioning · yield 7–10%

25%

Lower-volatility profile · yield 6–9%

Total allocated: 100%

Simulated portfolio outcomes

Blended gross yield

7.3–11.0%

Weighted by allocation

Annual income (midpoint)

$91k

Gross, before operator + tax

Net annual (est.)

$59k

After ~35% costs

Risk profile

Balanced

Moderate volatility, diversified

5-year cash flow

YearGross incomeNet incomeCumulative net
1$91k$59k$59k
2$91k$59k$119k
3$91k$59k$178k
4$91k$59k$237k
5$91k$59k$297k
Total$456k$297k29.7% ROI

What this portfolio looks like in practice

On $1M held 5 years, this mix returns a blended 7.3–11.0% gross, roughly $59k net a year after a managed-property cost stack. The balanced profile reflects how weight sits across the four corridors; shifting toward Canggu lifts yield and volatility together, while Nusa Dua does the reverse.

View shortlisted listings matching this allocation

Why blend across areas

A single-villa portfolio in one corridor exposes the investor to that corridor’s specific cycle. Canggu mid-tier saturation in 2025–26, Uluwatu clifftop scarcity premium, Ubud wellness positioning, and Nusa Dua’s lower-volatility profile move on different timelines and respond to different macro shocks. Blending across at least two corridors is the cheapest diversification an investor with $750k+ can buy in Bali property – total acquisition costs scale, but operating diligence does not double.

When portfolio thinking matters

At sub-$500k capital, a single well-chosen Canggu or Ubud villa typically beats a forced two-property allocation on net return after diligence and operator costs. At $750k–$2M, the simulator’s blended profile starts producing better risk-adjusted outcomes than concentration. Above $2M, blending into 3+ areas becomes meaningful for institutional comparability. Use the leasehold calculator to size term-risk on each component, and the marketplace shortlist for live listings matching the allocation you model.

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Not investment advice. Yield bands reflect editorial observation of recent Bali transactions (Canggu 10–15 %, Uluwatu 6–10 %, Ubud 7–10 %, Nusa Dua 6–9 %). Blended returns assume disciplined operator management; self-operated portfolios underperform by 3–5 percentage points on average. Actual returns depend on legal structure, operator quality, and regulatory environment. See methodology for source tiers.